Enterprise Credit Union

Tel: 0151 482 0177 | 22 April 2016

About Us

Enterprise Credit Union is a financial co-operative that exist for the benefits of its members. ECU is open to those who live and/or work in the Knowsley, Liverpool and St Helens Boroughs of Merseyside. The Credit Union is owned and controlled by its members. Its mission is to promote social equity through the promotion of quality financial services to its field of membership.

Governance

Enterprise Credit Union is governed by a volunteer Board of Directors, who are elected by the membership at its AGM. All Directors and senior managers are individually approved under the "Senior Management Regime" of the PRA & FCA and this means that they have to meet standards of capability. We adhere to the demanding financial reporting rules and requirements for good governance set by the PRA and FCA. We also have to meet other PRA/FCA requirements such as Money Laundering rules and Treating Customers Fairly requirements.
Enterprise Credit Union are affiliated to the Association of British Credit Unions Ltd (ABCUL)

Prudential Regulation Authority (PRA) and Financial Conduct Authority (FCA)

Enterprise Credit Union, in common with all UK Credit Unions, is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority. Our Firm Reference Number (FRN) is 213291.

Auditors

We use professionally qualified external Auditors who work in conjunction with our internal auditor and finance officer to carry out an annual audit. Our external Auditors, currently SB&P, perform an annual inspection of the credit union’s business and report to the membership at the Annual General Meeting each year.

Compliance

Enterprise Credit Union has a dedicated Compliance Officer who is responsible for ensuring the Credit Union complies with regulatory and legislative requirements.

Our Values

Enterprise CU are firmly rooted in the heart of the community and its values are core to all of its working practices.

Enterprise CU is committed to providing quality and inclusive financial products to the community it serves. We strive to provide our members with an excellent, fair and transparent service in a friendly and professional manner.

Enterprise has been in business for over 25 years and is now one of the largest and most successful community credit unions in England.

For People, Not for profit

Enterprise Credit Union is a not for profit organisation. Surplus generated is returned to its members by way of a dividend or to improve or provide additional services required by the members.

Enterprise Credit Union is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority. Firm Reference Number (FRN) is 213291.

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