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Personal Budget Calculator
Many people have their own system for keeping track of their money, however, the following spreadsheet maybe of help when you are working out the details of your budget.
Name  
No of people in your household:  
Is this budget: weekly monthly
Income
Wages
£ 
wages (partner)
£ 
Job Seekers Allowance
£ 
Income Support
£ 
Pension Credit
£ 
Tax Credit
£ 
Pension
£ 
Child Benefit
£ 
Incapacity benefit
£ 
Maintenance
£ 
Non-dependents contribution
£ 
Other
£ 
Total Income
£ 
Outgoings
Mortgage
£ 
Endowment Policy
£ 
Second Mortgage
£ 
Rent
£ 
Council Tax
£ 
Water Rates
£ 
Ground Rent
£ 
Service Charge
£ 
Buildings Insurance
£ 
Contents Insurance
£ 
Life Insurance
£ 
Pension
£ 
Gas
£ 
Electricity
£ 
Other Fuel
£ 
Houskeeping
£ 
TV rental/Licence
£ 
Court fines
£ 
Maintenance payments
£ 
Hire purchase vehicle
£ 
Travelling expenses
£ 
School meals
£ 
Meals at work
£ 
Clothing
£ 
laundry
£ 
Telephone/Mobile
£ 
Prescriptions
£ 
Health costs
£ 
Childminding
£ 
Other (1)
£ 
Other (2)
£ 
Other (3)
£ 
Total Outgoings
£ 
RESET FORM  
Money for creditors £ 
Priority Debts
Mortgage arrears
£ 
2nd mortgage arrears
£ 
Rent arrears
£ 
Council Tax arrears
£ 
Gas debts
£ 
Electricity debts
£ 
Other fuel debts
£ 
Court fine arrears
£ 
Maintenance arrears
£ 
Hire purchase arrears
£ 
Other (1)
£ 
Other (2)
£ 
Other (3)
£ 
Other (4)
£ 
Total priority debts repayment
£ 
RESET FORM  
Money for credit debts £ 
Credit Debts
Creditor Total amount owed
1
£ 
2
£ 
3
£ 
4
£ 
5
£ 
6
£ 
7
£ 
8
£ 
9
£ 
10
£ 
Monthly offer of repayment
£ 
£ 
£ 
£ 
£ 
£ 
£ 
£ 
£ 
£ 
RESET FORM  
Total owed £ 
 
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These must be paid first. Payments for any arrears need to be agreed with each creditor before you begin to make offers on none priority debts.

If you are in arrears with any of these debts then it is best to seek advice from professionals immediately
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